THE OFFICE INDEX

Employee stock purchase plans: the biggest discounts

The discount employees get when buying company stock through the ESPP.

Companies ranked
18
No. 1
L'Oréal
Middle of the pack
15% off
Updated
2026
  1. Adobe headquarters No. 2 Adobe 15% off at least 15% off · United States · San Jose, California
  2. L'Oréal headquarters No. 1 L'Oréal 20% off 2025 plan, 62 countries; plus up to 3 free shares per 6 bought · Clichy, France
  3. AMD headquarters No. 2 AMD 15% off United States · Santa Clara, California

Full ranking

  1. 1 L'Oréal 2025 plan, 62 countries; plus up to 3 free shares per 6 bought 20% off
  2. 2 Adobe at least 15% off · United States 15% off
  3. 2 AMD United States 15% off
  4. 2 Autodesk United States 15% off
  5. 2 Block United States 15% off
  6. 2 Expedia Group United States 15% off
  7. 2 HubSpot United States and global 15% off
  8. 2 IBM United States (2024 guide) 15% off
  9. 2 Intuit at least 15% off · United States (FY23–24 snapshot) 15% off
  10. 2 Nike United States 15% off
  11. 2 NVIDIA United States 15% off
  12. 2 Salesforce Benefits vary by country 15% off
  13. 2 The Home Depot 15% off (subject to a cap) · United States 15% off
  14. 2 Uber United States 15% off
  15. 2 Visa up to 15% off · United States 15% off
  16. 2 Workday United States 15% off
  17. 17 HP Inc. United States 5% off
  18. 17 Starbucks United States 5% off

Not published (301): Microsoft, Apple, Google, Amazon, Meta, Broadcom, Tesla, Netflix, Oracle, Cisco, Intel, Qualcomm, ServiceNow, ASML, Spotify, Shopify, SAP, Airbnb, JPMorganChase, Sony Group, TSMC, Samsung Electronics, Toyota Motor Corporation, Nintendo, Goldman Sachs, Walmart, Costco Wholesale, Mastercard, The Coca-Cola Company, PepsiCo, Procter & Gamble, The Walt Disney Company, LVMH, Nestlé, Novo Nordisk, Eli Lilly and Company, Johnson & Johnson, Pfizer, Bloomberg, Snap, Atlassian, Pinterest, Dropbox, Cloudflare, Palo Alto Networks, Dell Technologies, PayPal, Stripe, eBay, Etsy, Booking Holdings, Electronic Arts, DoorDash, Lyft, Twilio, Zillow, Warner Bros. Discovery, Comcast, McDonald's, Target, Bank of America, adidas, Unilever, H&M Group, Inditex, Fast Retailing (UNIQLO), The LEGO Group, Volkswagen Group, BMW Group, Ford Motor Company, Honda, Hyundai Motor Company, Ferrari, Porsche, Boeing, Airbus, 3M, Honeywell, Siemens, Philips, General Motors, Roche, Novartis, AstraZeneca, GSK, Bayer, AT&T, Alibaba Group, TotalEnergies, ExxonMobil, Baidu, Tencent, JD.com, Rakuten Group, Panasonic, SoftBank Group, Mitsubishi Corporation, LY Corporation, Recruit Holdings, Mercari, CyberAgent, Shiseido, NTT, Deutsche Bank, Infosys, Klarna, Adyen, HSBC, Barclays, Ericsson, Zalando, Vodafone, Rolls-Royce, Carlsberg, A.P. Moller - Maersk, Heineken, RBC (Royal Bank of Canada), The Estée Lauder Companies, Under Armour, Fortinet, Hewlett Packard Enterprise, Take-Two Interactive, Duolingo, YouTube, Squarespace, Figma, Notion, Dyson, Telefónica, BASF, Macquarie Group, The Swatch Group, BBVA, Munich Re, Orange, ING Group, Michelin, Commonwealth Bank of Australia, Marriott International, Zurich Insurance Group, Audi, Lufthansa Group, General Mills, DHL Group, Vestas, Danone, KONE, Bosch, Burberry, American Airlines, Hilton, Capital One, Delta Air Lines, Banco Santander, Levi Strauss & Co., Kering, UBS, Sanofi, DBS Bank, Hermès, Diageo, Eni, Shell, Huawei, AXA, BNP Paribas, TD Bank Group (The Toronto-Dominion Bank), FedEx, Fujifilm, KDDI, Commerzbank, Mondelēz International, BHP, Dentsu, SEGA, United Airlines, Amgen, Wayfair, Kao, Square Enix, MongoDB, Best Buy, Lowe's, Bandai Namco, UniCredit, Yamaha, Intesa Sanpaolo, MIXI, ASOS, Xero, Kirin Holdings, Nokia, Asahi Group Holdings, Olympus, Daikin, ANA, Money Forward, Nissan, Sansan, DeNA, Accenture, NEC, Bridgestone, Denso, ZOZO, Cybozu, KOKUYO, Saint-Gobain, Okamura, Henkel, Obayashi, Sumitomo Corporation, Nikon, ITOKI, Mitsui & Co., ABN AMRO, ENGIE, Telenor, Rabobank, Société Générale, CaixaBank, Nordea, Pirelli, Repsol, Crédit Agricole, AkzoNobel, Wärtsilä, Continental, Morgan Stanley, Citigroup, BlackRock, American Express, lululemon athletica, Datadog, Moderna, T-Mobile US, GitHub, Pixar Animation Studios, Slack, PUMA, Canva, Revolut, BT Group, Takeda, Dassault Systèmes, Grab, Generali, PNC Financial Services, Sherwin-Williams, Weyerhaeuser, State Street, Union Pacific, John Deere, Cummins, McCormick, Norfolk Southern, Akamai, Duke Energy, Phillips 66, Sun Life, Swedbank, Eaton, Endesa, Thomson Reuters, Keurig Dr Pepper, Cboe Global Markets, Nutrien, Western Digital, Suncorp, Medibank, Darden Restaurants, Prologis, Lenovo, Imperial Oil, T. Rowe Price, Leidos, FIS, Cencora, Jabil, Edwards Lifesciences, Aflac, Molson Coors, CBRE, APA Corporation, AvalonBay Communities, Insight Enterprises, Walker & Dunlop, Group 1 Automotive, Fivetran, Glenmede, Davis Wright Tremaine, Whole Foods Market, Oberoi Realty, Goodyear, Bandwidth, Western Union, Halliburton, Aramark, Silicon Labs, MathWorks, M/I Homes. These companies don’t publish this figure, so we don’t rank them.

Questions

Which company has the highest employee stock purchase discount?

Among the 18 companies on eciffo that publish it, L'Oréal ranks first with 20% off (2025 plan, 62 countries; plus up to 3 free shares per 6 bought), followed by Adobe (15% off) and AMD (15% off).

What is a typical employee stock purchase discount at big companies?

The middle company in this ranking, Nike, has 15% off. Half of the 18 ranked companies are above that and half below.

Where do these numbers come from?

The discount employees get when buying company stock through the ESPP. Companies that don’t publish the figure are not ranked; eciffo never estimates.

More rankings

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