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Best fertility, IVF and adoption benefits

The family-building money each company offers, in U.S. dollars. Most are lifetime maximums; a few are per child — check the label.

Companies ranked
17
No. 1
Intel
Middle of the pack
$25,000
Updated
2026
  1. JPMorganChase headquarters No. 2 JPMorganChase $35,000 up to $35,000 lifetime · United States; IVF, IUI, egg/sperm freezing ($10,000 without nurse consultation) · New York, New York
  2. Intel headquarters No. 1 Intel $40,000 up to $40,000 (fertility) · United States; adoption $15,000 per adoption separately · Santa Clara, California
  3. Pfizer headquarters No. 2 Pfizer $35,000 $35,000 lifetime · United States · New York, New York

Full ranking

  1. 1 Intel up to $40,000 (fertility) · United States; adoption $15,000 per adoption separately $40,000
  2. 2 JPMorganChase up to $35,000 lifetime · United States; IVF, IUI, egg/sperm freezing ($10,000 without nurse consultation) $35,000
  3. 2 Pfizer $35,000 lifetime · United States $35,000
  4. 4 Bloomberg $30,000 lifetime (fertility/IVF) · United States; adoption and surrogacy reimbursed separately $30,000
  5. 4 Intuit $30,000 per child (adoption; surrogacy same) · United States (FY23–24 snapshot); per child, up to two children for adoption $30,000
  6. 6 eBay up to $25,000 surrogacy (adoption up to $10,000) · Worldwide / United States $25,000
  7. 6 Eli Lilly and Company $25,000 (adoption/surrogacy) · United States; lifetime vs per-event not stated $25,000
  8. 6 Oracle up to $25,000 lifetime (surrogacy); adoption $14,400 each · United States $25,000
  9. 6 Workday $25,000 lifetime · United States $25,000
  10. 10 Bank of America $20,000 lifetime · United States; adoption, fertility and/or surrogacy $20,000
  11. 10 Johnson & Johnson $20,000 per child (adoption; surrogacy same) · United States; per child, not lifetime $20,000
  12. 10 Palo Alto Networks $20,000 one-time (surrogacy) · United States; adoption up to $5,000 per child $20,000
  13. 10 Walmart $20,000 (adoption & surrogacy combined) · United States $20,000
  14. 14 Autodesk $10,000 a year · United States; adoption, surrogacy, egg/sperm freezing; stated as a yearly amount, not lifetime $10,000
  15. 14 Comcast up to $10,000 (adoption, 2022) · United States; adoption expenses, 2022 figure $10,000
  16. 14 Target up to $10,000 per child (adoption) · United States; surrogacy up to $10,000 per attempt; not lifetime $10,000
  17. 14 The Coca-Cola Company $10,000 per child (adoption & surrogacy) · United States; stated per child, not lifetime $10,000

Not published (302): NVIDIA, Microsoft, Apple, Google, Amazon, Meta, Broadcom, Tesla, Netflix, Salesforce, Adobe, Cisco, IBM, AMD, Qualcomm, ServiceNow, Uber, ASML, Spotify, Shopify, SAP, Airbnb, Sony Group, TSMC, Samsung Electronics, Toyota Motor Corporation, Nintendo, Goldman Sachs, Costco Wholesale, Nike, Visa, Mastercard, Starbucks, PepsiCo, Procter & Gamble, The Walt Disney Company, LVMH, L'Oréal, Nestlé, Novo Nordisk, Snap, Atlassian, HubSpot, Pinterest, Dropbox, Cloudflare, Dell Technologies, HP Inc., PayPal, Block, Stripe, Etsy, Booking Holdings, Electronic Arts, DoorDash, Lyft, Twilio, Expedia Group, Zillow, Warner Bros. Discovery, McDonald's, The Home Depot, adidas, Unilever, H&M Group, Inditex, Fast Retailing (UNIQLO), The LEGO Group, Volkswagen Group, BMW Group, Ford Motor Company, Honda, Hyundai Motor Company, Ferrari, Porsche, Boeing, Airbus, 3M, Honeywell, Siemens, Philips, General Motors, Roche, Novartis, AstraZeneca, GSK, Bayer, AT&T, Alibaba Group, TotalEnergies, ExxonMobil, Baidu, Tencent, JD.com, Rakuten Group, Panasonic, SoftBank Group, Mitsubishi Corporation, LY Corporation, Recruit Holdings, Mercari, CyberAgent, Shiseido, NTT, Deutsche Bank, Infosys, Klarna, Adyen, HSBC, Barclays, Ericsson, Zalando, Vodafone, Rolls-Royce, Carlsberg, A.P. Moller - Maersk, Heineken, RBC (Royal Bank of Canada), The Estée Lauder Companies, Under Armour, Fortinet, Hewlett Packard Enterprise, Take-Two Interactive, Duolingo, YouTube, Squarespace, Figma, Notion, Dyson, Telefónica, BASF, Macquarie Group, The Swatch Group, BBVA, Munich Re, Orange, ING Group, Michelin, Commonwealth Bank of Australia, Marriott International, Zurich Insurance Group, Audi, Lufthansa Group, General Mills, DHL Group, Vestas, Danone, KONE, Bosch, Burberry, American Airlines, Hilton, Capital One, Delta Air Lines, Banco Santander, Levi Strauss & Co., Kering, UBS, Sanofi, DBS Bank, Hermès, Diageo, Eni, Shell, Huawei, AXA, BNP Paribas, TD Bank Group (The Toronto-Dominion Bank), FedEx, Fujifilm, KDDI, Commerzbank, Mondelēz International, BHP, Dentsu, SEGA, United Airlines, Amgen, Wayfair, Kao, Square Enix, MongoDB, Best Buy, Lowe's, Bandai Namco, UniCredit, Yamaha, Intesa Sanpaolo, MIXI, ASOS, Xero, Kirin Holdings, Nokia, Asahi Group Holdings, Olympus, Daikin, ANA, Money Forward, Nissan, Sansan, DeNA, Accenture, NEC, Bridgestone, Denso, ZOZO, Cybozu, KOKUYO, Saint-Gobain, Okamura, Henkel, Obayashi, Sumitomo Corporation, Nikon, ITOKI, Mitsui & Co., ABN AMRO, ENGIE, Telenor, Rabobank, Société Générale, CaixaBank, Nordea, Pirelli, Repsol, Crédit Agricole, AkzoNobel, Wärtsilä, Continental, Morgan Stanley, Citigroup, BlackRock, American Express, lululemon athletica, Datadog, Moderna, T-Mobile US, GitHub, Pixar Animation Studios, Slack, PUMA, Canva, Revolut, BT Group, Takeda, Dassault Systèmes, Grab, Generali, PNC Financial Services, Sherwin-Williams, Weyerhaeuser, State Street, Union Pacific, John Deere, Cummins, McCormick, Norfolk Southern, Akamai, Duke Energy, Phillips 66, Sun Life, Swedbank, Eaton, Endesa, Thomson Reuters, Keurig Dr Pepper, Cboe Global Markets, Nutrien, Western Digital, Suncorp, Medibank, Darden Restaurants, Prologis, Lenovo, Imperial Oil, T. Rowe Price, Leidos, FIS, Cencora, Jabil, Edwards Lifesciences, Aflac, Molson Coors, CBRE, APA Corporation, AvalonBay Communities, Insight Enterprises, Walker & Dunlop, Group 1 Automotive, Fivetran, Glenmede, Davis Wright Tremaine, Whole Foods Market, Oberoi Realty, Goodyear, Bandwidth, Western Union, Halliburton, Aramark, Silicon Labs, MathWorks, M/I Homes. These companies don’t publish this figure, so we don’t rank them.

Questions

Which company has the highest family-building benefit (fertility, IVF, adoption, surrogacy)?

Among the 17 companies on eciffo that publish it, Intel ranks first with $40,000 (up to $40,000 (fertility) · United States; adoption $15,000 per adoption separately), followed by JPMorganChase ($35,000) and Pfizer ($35,000).

What is a typical family-building benefit (fertility, IVF, adoption, surrogacy) at big companies?

The middle company in this ranking, Workday, has $25,000. Half of the 17 ranked companies are above that and half below.

Where do these numbers come from?

The family-building money each company offers, in U.S. dollars. Most are lifetime maximums; a few are per child — check the label. Companies that don’t publish the figure are not ranked; eciffo never estimates.

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